At High-End Legacy & Insurance Group LLC, we offer expert guidance to help you choose the right coverage for your unique health and financial goals.

Our services

Medicare Enrollment & Plan Optimization

New to Medicare?
We guide you step-by-step through your first enrollment, ensuring you understand your options for Medicare Advantage, Medicare Supplement (Medigap), and Prescription Drug Plans.

Already Enrolled?
We review your current plan to see if you may qualify for better coverage — or extra benefits — through a different provider.

You may be eligible for:

  • Cash-back options (Part B giveback plans) that increase your monthly Social Security check

  • Additional food and grocery benefits through select Advantage plans

  • Vision, dental, hearing, and transportation services

  • Lower co-pays and prescription costs based on income or zip code

Our job is to find the best value and benefit available to you — at no cost.

Annuities & Legacy Planning

Looking for safe ways to grow and protect your retirement income?

We offer annuity solutions that can:

  • Guarantee lifetime income

  • Protect your savings from market risk

  • Supplement Social Security and pension benefits

  • Leave a financial legacy to your beneficiaries

Life Insurance Solutions

Protect your family’s future with affordable, customized life insurance coverage:

  • Term Life Insurance – Flexible, budget-friendly coverage for temporary needs like mortgages, children’s education, or income replacement

  • Whole Life Insurance – Permanent coverage that builds cash value and guarantees lifelong protection

  • Universal Life – Flexible coverage that grows with you, offering both death benefit and tax-deferred savings potential

  • Final Expense – Affordable policies to cover burial and final bills, relieving loved ones of financial stress

Annual Reviews & Ongoing Support

Your needs may change — and so do the plans available. That’s why we offer free annual policy reviews to ensure you’re always getting the best coverage and the most value.

Whether your health has changed, your income has shifted, or new Medicare benefits have become available in your area, we’ll keep you informed and supported year after year.

You’ll never have to guess if you're on the right plan — we'll make sure of it.

“I had no idea how confusing Medicare could be. Crystal made everything easy to understand and helped me get a plan with more benefits and money back each month.”
Cindy M., Orlando FL

Questions before getting started? Get in touch.